Top 10 Fintech Apps Indians Will Are Using in 2025

Google Pay continues to be the go-to app for millions in India. It’s fast, rarely lags, and keeps payments simple. From QR scans to rewards, users trust it for smooth everyday UPI transactions.

PhonePe is everywhere—from small shops to big stores. It’s stable on weak networks and supports recharges, bills, FASTag, and merchant payments. A favorite among shop owners and daily users.

[{"selector":"#anim-00f5383b-fe56-4549-bfd1-7ff3a8c2646e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-c5459063-75ac-4730-9731-0cab39d64f6b","keyframes":{"opacity":[0,1]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-85b1f92c-a791-4521-b1e6-78e2ba9bde2c","keyframes":{"transform":["translate3d(-112.65823%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Paytm still plays a major role in metro cards, FASTag, recharges, and wallet payments. Many local stores rely on Paytm due to its long-standing presence and trusted services.

[{"selector":"#anim-888a8c4e-5bdc-4147-86f1-b8e99262441d","keyframes":{"opacity":[0,1]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9d5c33ed-44db-41a8-a3cf-6fed3946309e","keyframes":{"transform":["translate3d(-111.70886%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2d78626c-a09c-4267-b53b-fe856e7f4f6e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

CRED adds style to paying credit card bills. With reminders, rewards, credit score tracking, and CRED Mint lending, it has become the top choice for credit card users.

[{"selector":"#anim-53d54553-0fae-4086-99cb-3d1485061daf","keyframes":{"opacity":[0,1]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-09cc6c90-82b8-4931-9a88-b8a8bd218ddf","keyframes":{"transform":["translate3d(-112.02532%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-58a87e62-899b-4753-ba53-92384266c408 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

Groww made investing simple for beginners. Users love its clean interface for mutual funds, stocks, and even US investments—all in one easy dashboard.

[{"selector":"#anim-f0b10f8c-c53b-4e88-bf01-c5bbea1610a4","keyframes":{"opacity":[0,1]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-728ed5a0-c786-43cc-9184-958fc7357415","keyframes":{"transform":["translate3d(-111.70886%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-acf8f18b-d903-40be-91ea-a98650addc35 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

Zerodha Kite is the preferred platform for traders. With accurate charts, low fees, and stable performance, it remains India’s most trusted stock market app.

[{"selector":"#anim-108ec6d1-04b4-420c-b77e-f1058d2f91c5","keyframes":{"opacity":[0,1]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-170173ff-8e66-4597-ba15-ea09400849ed","keyframes":{"transform":["translate3d(-111.70886%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2d744241-d92d-414e-801f-369396057ee3 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

BharatPe supports lakhs of small merchants with QR payments, instant settlements, and business loans. It’s trusted by shop owners for its simplicity and reliability.

[{"selector":"#anim-efbf4fb7-79ae-4ca7-acb9-4d2806e1b549","keyframes":{"opacity":[0,1]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-516649b6-0b49-4e25-b2e9-e6a4ab3b8120","keyframes":{"transform":["translate3d(-115.18988%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-345da145-2cd0-4f4c-9945-e8ca7a40a885 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

This app brings loans, EMIs, insurance, and bills together. People love the quick loan approvals and no-cost EMI shopping, making it a complete finance solution.

[{"selector":"#anim-eb3c2b87-3c5b-43e6-8121-e10b6747d004","keyframes":{"opacity":[0,1]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-690f626d-fc81-4d3a-be88-e0371d22a131","keyframes":{"transform":["translate3d(-115.18988%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-880afe55-6076-4d60-86d4-dfd3c8e5aef6 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]

Jupiter gives modern banking vibes with auto-tracking, instant insights, and a clean UI. Users love how it makes budgeting simple without extra effort.

[{"selector":"#anim-469329f2-4d9c-49c8-8ba3-583b63640e6d","keyframes":{"opacity":[0,1]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-576b7a43-0844-4b4d-b757-c77cc8a0d338","keyframes":{"transform":["translate3d(-115.18988%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1cf1423d-90db-4b18-a30e-1cebd08945a8 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}]